Arc is the future of banking for the innovation economy; filling the void left during the regional bank crisis in 2023. Arc helps venture-backed startups grow through its integrated cash management and capital markets platform. Like a traditional bank; Arc offers two core products – cash management and capital – however; Arc is not a bank. Through Arc; startups can access venture debt and working capital; deposit those funds into an FDIC-eligible account held with a top U.S. bank (Goldman Sachs; BNY Mellon); and invest idle cash in U.S. Treasury Bills that generate ~5.5% APY. With Arc; founders don’t need to choose between safety; liquidity; and returns — they get all three.
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